Property Today

It's a British obsession. So much so, that price comparison site Confused.com has warned you not to get too carried away this weekend, as you risk invalidating your home insurance policy.

It believes half of all DIY jobs have the capacity to affect your insurance. For example if you leave freshly-painted windows open to dry and a burglar gets in, you may not be insured. Or tools that are left lying around can be an easy target for thieves.

At Property Today we think a bigger danger is you hurting yourself while doing some DIY (especially if you're out of practice). Figures show up to 200,000 people a year get hurt during DIY, and accident levels go up during bank holidays.

So this bank holiday weekend we're giving you 20 DIY safety tips.

Today are ten things you must do, and tomorrow ten things you mustn't do. Don't forget to come back on Bank Holiday Monday for another top ten list – then, we're looking at the improvements you can make in your garden to add the most value to your property.

So here are the ten DIY things you must always do:

1) Put safety first
You might feel safe in your home, but when you introduce tools – especially power tools – you are bringing the danger inside. Always consider the safety implications of any work you are planning, and if you have any doubt about the safety, don't do it. It's always better to get a professional in than put your health at risk.

2) Read the labels
Just because you've used paint before doesn't mean you really understand what you are working with. Follow the advice on labels, taking particular care with any product that produces fumes, especially if you are using it indoors.

3) Understand how your tools work and use them properly
As tempting as it is to quickly use the handle of a screwdriver to hit something, you risk shattering it, or slipping and hurting your hand. You should understand what each tool is for and how it works, especially power tools. This is also the best way to make sure your tools last longer.

4) Wear protection
It's easy to forget protection when you're doing a quick job. But any time you pick up a tool you are in potential danger. Your eyes are the most at risk – always wear safety goggles, even if it's only to drill one hole. Use appropriate gloves to protect your hands and consider getting some DIY overalls to protect your clothes and skin.

5) Take care with electricity
Power tools can place a strain on your electrical supply, so ensure it is safe before using. Check the leads of all tools and extension cables every time you use them... they may have been damaged in the months they have sat in your shed. And it goes without saying that you should never use power tools outside if it is wet.

6) Check for hidden pipes before drilling
The classic DIY disaster, and a very expensive one to put right. It's so easy to check for hidden pipes and fittings before drilling a wall. You can buy a metal detector for a few pounds from DIY stores. Get into the habit of using it every time, even if you are absolutely sure there is nothing to damage.

7) Put tools away as you use them
Having tools lying around while you finish a job presents a hazard to you and your family, especially if you have young curious children. Get in the habit of using a tool and putting it away. A clean and tidy working environment will help you stay safe and do a better job.

8) Check ladders before use
The older the ladder the greater the chance it could hurt you. Check the rungs and sides aren't damaged before use. Never be tempted to use a damaged ladder... even a small piece of damage can result in a fall.

9) Have someone else around
If you do have a DIY accident you may need medical help immediately. Always ensure there is someone else in the house who knows what to do in an emergency – especially if you are using power tools.

10) Be prepared for the worst
If something does go wrong, problems can escalate more quickly than you can react. If the blade of a power tool breaks while your weight is behind it, you may not be able to stop yourself falling. Remember this as you work and try to avoid putting yourself into dangerous situations.